What Does the Collision Insurance Cover?

If You rent a car while on the Covered Trip, and the car is damaged due to collision, theft, vandalism, windstorm, fire, hail, flood or any cause not within Your control while in Your possession, the Company will pay the lesser of:

  • The cost of repairs and rental charges imposed by the rental company while the car is being repaired; or
  • The Actual Cash Value of the car, meaning purchase price less depreciation; or 
  • The amount shown on the Confirmation of Coverage. Other restrictions may apply.

Coverage is provided to You, provided You and Your Traveling Companions are licensed drivers, and are listed on the rental agreement. Coverage is not available to residents of Texas and Oregon. This benefit does not apply to cars rented in Jamaica, Republic of Ireland, Northern Ireland and Israel. OneTravel recommends taking a copy of the policy coverage along with you to the rental car company.