What is Klarna Credit?

Klarna Credit is an affordable and highly flexible financing option which is offered at the checkout of online stores. The open-end line of credit is issued by WebBank, member FDIC, in partnership with Klarna, and it allows you to pay for your purchases over time.

Related FAQ

  • Does Klarna Protect My Personal Information?

    Your privacy and security is very important to Klarna, and the solution is designed to prevent unauthorized use and to protect your personal information. To achieve this, Klarna uses physical, electronic and procedural safeguards to protect your information.

  • What is the Annual Percentage Rate?

    The Annual Percentage Rate (APR) for standard purchases is 19.99%. However, the APR may vary for special offers and promotional purchases. If you are charged interest, the charge will be no less than $2.00 per month.   

  • Why Didn't the Special Offer Apply to My Order?

    Review your order to ensure it qualifies for the special promotion. If a disclaimer is added, an asterisk will appear next to the message and details are at the bottom of the page.  Coupons, promotional codes, and special shipping offers do not apply to International order…

  • What is International Refund Policy?

    Overstock thoroughly inspect all items when they arrive at returns facility. Overstock will refund the full cost of the merchandise and all original shipping charges if your return is a result of our error or a defective product.  If the return is not a result of our error…

  • What Payment Methods Does Overstock Accept?

    Overstock will accept the following methods of payment: Credit card: Visa, MasterCard, Discover, American Express. Overstock.com MasterCard. Overstock Store Credit Card. Overstock.com Gift Card. PayPal. Check card (also called debit cards, ATM cards or banking cards) w…

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