What Payment Methods Does Overstock Accept?

Overstock will accept the following methods of payment:

  • Credit card: Visa, MasterCard, Discover, American Express. 
  • Overstock.com MasterCard.
  • Overstock Store Credit Card.
  • Overstock.com Gift Card.
  • PayPal.
  • Check card (also called debit cards, ATM cards or banking cards) with a Visa or MasterCard logo.

Overstock does not accept:

  • Credit Cards issued by a foreign bank or with a foreign billing address. 
  • Money Orders, Checks, Cash on delivery (COD), or any other payment method not listed above.

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  • What is the Annual Percentage Rate?

    The Annual Percentage Rate (APR) for standard purchases is 19.99%. However, the APR may vary for special offers and promotional purchases. If you are charged interest, the charge will be no less than $2.00 per month.   

  • What is Standard Return Policy?

    You can initiate a return for most new and unopened items within 30 days of delivery for a full refund. You must return items in new or unused condition with all original materials included with the shipment. Overstock must receive your returned items at processing facility wit…

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